Not sure if this means this car was rented, "for pay," by this festive, well dressed group of young adults, or if this is the car which carried pay for employees. One passenger car, marked P.W. & B. R.R. and Pennsylvania, pulled by a locomotive.
Shows two boxcars. One is identified as from the Atlantic Coast Despatch, and includes the logo of the R. F. & P. R. R. (Richmond, Fredericksburg & Potomac Railroad) - car 217. The second is stenciled with a large "M", "AR.6.92.XC", and "Air Brake, M.C.B Coupler, Pocket Attachment"
Probably photographed in support of a legal case involving an incident at this location. See 1892 Delaware County Atlas, Plate 15. This photograph was taken from about 6th St. and Crosby St.
This photograph probably taken as part of an investigation of an accident at this railroad crossing. End view of boxcar: "N.Y.C & H.R. 16745" [New York Central and Hudson River Railroad]